Lauren Reagan

And they got a cost of living raise and the seniors did not get a raise on their benefits. But it looks like    they needed it more, doesn’t it to you?  But we keep sending them back so it is no ones fault but our own.      

I didn’t know that there were so many choices involved of such wonderful Myrtle Beach Accommodations. As I posted before I expect to get some money back from my taxes and I’d like to take some off and stay at one of the nice Myrtle Beach Resorts that Myrtle Beach is so well known for. I figured by going online I’d be able to take my time and compare some of the nice of the Myrtle Beach Accomodations, but I had no idea what I was getting into.  There are tons of them that I’m finding, it may take longer than I first imagined, but that’s all right I have plenty of time.

I have been talking with a few friends, seeing if any of them would like to join me this summer at the beach. I’m putting the word out right now, while most of my friends are just now doing their taxes as well and can ear mark their money if they decide they want to go. In the mean time I’m steady looking online to find the perfect Myrtle Beach Resort to enjoy for a nice long summer week end.

Man they are getting slick!!!

New Credit Card Scam Snopes.Com says this is true. To verify see this site: http://www.snopes.com/crime/warnings/creditcard.asp

This one is pretty slick since they provide YOU with all the information, except the one piece they want. Note, the callers do not ask for your card number; they already have it… This information is worth reading. By understanding how the VISA & Master Card Telephone Credit Card Scam works, you’ll be better be prepared to protect yourself.

One of our employees was called on Wednesday from ‘VISA’, and I was called on Thursday from ‘Master Card’.. The scam works like this: Caller: ‘This is (name), and I’m calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I’m calling to verify. This would be=on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based in?’

When you say ‘No’, the caller continues with, ‘Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), i s that correct?’

You say ‘yes’ The caller continues – ‘I will be starting a Fraud investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800 -VISA) and ask for Security.’

You will need to refer to this Control Number. The caller then gives you a 6 digit number. ‘Do you need me to read it again?’

Here’s the IMPORTANT part on how the scam works. The caller then says, ‘I need to verify you are in possession of your card’. He’ll ask you to ‘turn your card over and look for some numbers’. There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he’ll say, ‘That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?’ After you say No, the caller then thanks you and states ‘Don’t hesitate to call back if you do, and hangs up.

You actually say very little, and they never ask for or tell you the Card number.. But after we were called on Wednesday, we called back within 20 minutes to ask a question.. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $49.99 was charged to our card.

Long story – short – we made a real=fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card Don’t give it to them. Instead, tell them you’ll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you’re receiving a credit. However, by the time you get your statement you’ll see charges for purchases you didn’t make, and by then it’s almost too late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a ‘Jason Richardson of Master Card’ with a word-for-word repeat of the VISA scam. This time I didn’t let him finish. I hung up! We filed a police report, as instructed by VISA.. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening.

Please pass this on to all your family, friends and neighbors. By informing each other, we protect each other.

I have always enjoyed a nice looking vehicle. One day I’d love to own my own brand new vehicle, driven by yours truly right off the show room floor, paid for in cash money. Well a girl can dream can’t she? I’ve owned a few nice cars in my time, but never a brand new one and never with cash money.

There are so many types of wonderful cars out on the market these days. I’m afraid that I’d be hard put to have to make a decision if and when the time comes that I was able to do such a thing. So many things to consider and so many options, my goodness, I really wouldn’t even know where to start. All though I would certainly start on the Internet.

A nice Mustang would be great, all though I like the old and new models of the Ford Mustang. One with one of the nice custom billet grilles and a custom paint job would be a great beginning to make it my “dream Mustang”. Nothing but the best and custom all the way. Still dreaming…………

This cartoon is from Scotland, my best friend sent it to me in today’s email. I try to shy away from most of the political stuff that is going on, but sometimes something comes my way that is worth sharing here.

Yes, the whole world is laughing at us!